When it comes to foreign travel, the medical insurance that works well when you're at home may suddenly develop glaring holes when you travel or study abroad:

• What if you get sick or are in a car accident when you're travelling?
• Does your health care plan cover you in foreign hospitals?
• Where do you turn if your laptop … your jewelry…or everything in your luggage is stolen?
• What happens if you're suddenly hurt on a skiing or hiking weekend during your travels? Or what if something happens during an adventure tour?

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